Istithmari Loan
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The funding designed for Small & Medium Business Owners that is used to invest in the working capital or buying estate


Loan Amounts

5,100JD – 50,000JD

Percentage of Monthly Administration Fees

11% yearly, new or recurring client.

Repayment Period

48 months max. (for new or recurring clients).

Grace period Fees

No. of days (grace period since check disbursal)/360*loan amount*interest%

Payment Date

25th of every month (payment can be arranged for monthly or yearly payments based on the nature of the business and a study of the nature of the business).


1% onetime (for new clients) , 0.5% onetime(for recurring clients).

Application fees

40JD (new clients), 30JD (recurring clients).

Grant Commission 

5JD from every monthly installment beginning from check disbursal.


The percentage reaches 0.003 daily from the amount of the loan and/or due installments from each day of delay at a minimum of 1JD a day from every day of delay from paying an installment or part of an installment at the due date.

Target Industries

Commercial Sector, Industrial Sector, Services Sector, Production Sector, Transportation Sector.

Business Age

More than 4 months

Age of client / guarantor

18-65 years

Gender of client

Male or Female

Added value Services

Compensation for loss of customer income during hospitalization.

Payment options

NMB Branches


Commercial Banks (Housing Bank & Jordan Kuwait Bank)

NMB Mobile App.